Financing Options with Lixra

At Lixra.com, we prioritize your furniture shopping experience. Choose from our three convenient payment plans with Synchrony, Affirm, and Paypal. Don't let rejections hold you back – contact us to qualify for our exclusive "50-50" financing plan (4th financing option from Lixra). We're dedicated to helping you bring the furniture in your desired leather, color, and layout choices to your home effortlessly. Shop worry-free and focus on finding the perfect design for your space.

Financing Options and applying process:

Prior to applying for financing, ensure a smooth process by confirming that your credit is not frozen or locked. Unfreeze all three major credit bureaus—TransUnion, Experian, and Equifax. This step is crucial to facilitate the credit check required during the application process. By unfreezing your credit reports, you enable the financing institutions to assess your creditworthiness accurately, expediting the approval process. Take a moment to review and lift any freezes on your credit to ensure a seamless experience when applying for the financing options available at Lixra.com.

  

 

 


1. Experience seamless financing with Synchrony at Lixra.com. 

a) No Interest if paid in full within 6 or 12 Months on qualifying purchases with the Synchrony HOME credit card.*

6 months promotional financing available on purchases of $299 or more. 12 months promotional financing available on purchases of $299+. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.

*A Promo Fee does not apply to this offer.  No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 4/1/2024 Purchase APR is 29.99%. Minimum Interest Charge is $2. New Accounts as of 06/18/24: Purchase APR 29.99%. Penalty APR 34.99%. Min Interest Charge  $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

    b) 9.99% APR with fixed monthly payments for 24 or 36 months on qualifying purchases with the Synchrony HOME credit card.**

    24 month financing available on purchases of $299+. 36 month financing available on purchases of $299+.

    ** A Promo Fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 4.1667% of initial promo purchase amount for 24 month or 3.125% of initial promo purchase amount for 36 months, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 4/1/2024 Purchase APR is 29.99%. Minimum Interest Charge is $2. New Accounts as of 6/18/24: Purchase APR 29.99%. Penalty APR 34.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

    At checkout, DO NOT SELECT Express Checkout. Enter your details and choose Synchrony in the payment screen. After order submission, proceed to the Synchrony screen to select your preferred plan (6, 12, 24, or 36 months based on above mentioned Synchrony options). Complete the approval process, and upon approval, your Synchrony card will be used for payment. If approved but the amount falls short, you may want to call Synchrony to check top-up options. Shop stress-free with Lixra.com and Synchrony financing.

    2. 
    Unlock flexible financing with Affirm at Lixra.com. Enjoy a interest (0.00% APR) 6-month plan, or opt for extended terms of 12, 24, or 36 months with a rates from 0–36% APR (Learn how it works). During checkout, avoid Express Checkout, proceed to the payment screen, and select Affirm as your payment option. Submit your order to open the Affirm screen, where you'll provide the necessary details. Upon approval, your order will be successfully completed. In the event of rejection, explore other financing options to find the perfect plan for your purchase. 


    3. 
    Experience seamless payment flexibility with PayPal at Lixra.com. Enjoy a 4-installment option with zero interest. During checkout, bypass Express Checkout, proceed to the payment screen, and select PayPal as your preferred payment option. Submit your order to access the PayPal screen, where you'll input the required details. Upon approval, your order will be swiftly completed. If, by chance, your application is rejected, don't worry—explore alternative financing options to discover the ideal plan for your purchase. 


    4. 50-50 Financing Plan
    If none of the three primary financing options align with your eligibility, we've got an exclusive solution for you – our "50-50" financing plan. With this unique option, you can proceed with your purchase by making a 50% down payment upfront. The remaining 50% can be settled after 3-4 weeks, offering you a flexible and accommodating payment arrangement. Simply give us a call, and our team will guide you through the straightforward process to avail yourself of the "50-50" financing option. At Lixra.com, we are committed to providing tailored solutions to ensure you can acquire the furniture you desire.